Attention homeowners in Siler City and Chatham County: Need an appraisal?

Here are the top 7 reasons why NC homeowners need Sonner Appraisals:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
Remove PMI to reduce their mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in NC by determining the true market value of real estate in question

Do you own a house in or near Siler City? Do you need help determining the price of your real estate?
Contact Sonner Appraisals.

At Sonner Appraisals, we understand the unique needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular person not in the real estate industry that probably doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Sonner Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Sonner Appraisals, we're experts in helping consumers just like you rid yourselves of undesirable PMI insurance.

Challenging Chatham county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Sonner Appraisals is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Sonner Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Sonner Appraisals can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Sonner Appraisals can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.